Life Insurance & Living Benefits

Protect Your Family.
Build Your Legacy.

Personalized life insurance solutions designed to help protect your loved ones, provide living benefits, and prepare for the future.

Term Life Insurance

Affordable coverage designed to help protect your loved ones for a specific period of time.

Whole Life Insurance

Permanent protection that can offer lifelong coverage and cash value growth.

Living Benefits

Access protection designed to help during qualifying critical, chronic, or terminal illness situations.

Annuity Options

Solutions designed to help create more stability and income for retirement planning..

Why Families Work With Me

I help individuals and families explore life insurance options that fit their needs, goals, and budget. My focus is on education, protection, and helping you understand your options clearly.

Personalized guidance based on your needs

Options for protection, living benefits, and long-term planning

A simple, pressure-free consultation process

Coverage That Fits Your Needs

Explore life insurance options based on your needs, goals, and budget..

Personalized Guidance

I provide clear, personalized guidance to help you understand your options and make an informed decision.

Leading Coverage

National Life Group was ranked #2 in The Wall Street Journal’s Best Whole Life Insurance Companies of 2026.

*The Wall Street Journal’s 2026 analysis reviewed National Life Group’s TotalSecure whole life policy.

How It Works

Finding the right coverage does not have to feel complicated. I’ll guide you through a simple, personalized process.

Share Your Goals

We’ll discuss your needs, priorities, and comfortable monthly budget.

Review Your Options

I’ll explain the available coverage options so you can make an informed decision.

Submit Your Application

When you’re ready, I’ll help you complete and submit your application for review.

Complimentary Consultations

Available by Appointment

Serving Families in Texas and Other States Where Licensed

Service Area

Email Sherlett

Smoak Legacy Insurance

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